Your Local Durham Independent Insurance Agency

Embree Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance.

Embree Insurance Agency is an independent insurance agency that was established in Durham, North Carolina in 1997. We offer all types of personal and business insurance including auto/car insurance, homeowners insurance, and business/commercial insurance. Agency owner, Michael Embree graduated from NC State University in 1985 and he has been involved in the insurance industry since 1986. Mike Embree is available 24 hours a day via cell phone. Mike Embree and his staff have extensive knowledge on all insurance products.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Liquor Liability Insurance Vs. Brewery/Vineyard/Distillery Insurance

Posted: December 4, 2019

Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...

Choosing, Transporting, & Caring For A Live Christmas Tree

Posted: December 2, 2019

There's something about the experience of cutting down your family's own Christmas tree that starts the holiday season. But did you know there's a lot to know about live trees? From choosing one to transporting it home and keeping it fresh through the holiday season, there's something we can all learn. That's why we've called in an expert. Richard Palmer, the third-generation owner of Palmer...

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

Posted: December 1, 2019

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

How Does Insurance Cover Parking Lot Accidents?

Posted: November 26, 2019

Parking lots can be crazy places. Whether you’re at the mall, the grocery store, or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident. Which may lead you wonder: How does insurance cover parking lot accidents? Let’s walk through a few common scenarios. WHAT HAPPENS IF I HIT SOMEONE ELSE’S CAR IN A PARKING...

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